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Faster and Easier Commercial Loan Approvals

Tom Gibbons

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Create a reporting system  that goes beyond legally required information producing faster and easier commercial loan approvals.

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Speaker, Workshop Leader, Author       

Why is obtaining commercial loans approvals for both lenders and borrowers so difficult?

  • Don't scramble for vital information just prior to a loan approval. 

  • Implement a standardized system of reporting with innovative schedules and tables that periodically capture vital financial, operational, and market information.

  • Reduce one-off conversations just prior to approvals that can create friction between the lender and borrower.

  • Avoid turnover issues by either the lender or borrower with this easy to implement reporting system.

  • Create in-depth information on a regular periodic basis so that loans can be approved more quickly and easily without a last-minute herculean effort.  

  • Strenghten your relationship with your lender/borrower/business owner/advisor/board members by producing and receiving appropriate information to assist in decision making.  

Choose your Area of Interest

Commercial Lenders
Increase your loan approval rates by utilizing innovative templates and tables 

Commercial Borrowers
Get your loans approved faster and easier by setting up standard reports geared toward your lender's needs

Business Leaders & Business Advisors
Obtain crucial financial information to allow better decision making
My passion is to improve financial reporting by providing innovative  standardized schedules and tables resulting in faster and easier commercial loan approvals and better decision making.   

Choose Your Venue

Conferences

KeyNote Speaker

Breakout Session Leader

Panel Particpant

Workshops

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4 hour Workshops

Hands-On Implementation

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1-3 day Guided Implementation 

  • Access to various Excel templates shown in book to all book purchasers

  • Live hands-on instruction

  • Access to various Excel templates 

  • Ideal for lenders, borrowers, business owners/managers, and board members

  • Individual set up of each account

  • Access to various Excel templates

  • Ideal for lenders  

Meet Tom 

  • 40 years of middle market & large corporate lending experience (Citibank, Standard Chartered Bank of England, Huntington National Bank, & FINOVA)

  • $2.5+ billion and 300+ loans underwritten & managed in a wide variety of industries throughout the US

  • $1.4+ billion portfolio underwritten & managed in healthcare at Huntington National Bank

  • 15+ years as the Not-For-Profit Healthcare segment expert, Team Leader, & Senior Vice President at Huntington National Bank during a 23-year career at this large high performing bank.

  • 6 years of qualifying for the Leadership Summit at Huntington National Bank (until this program was discontinued)

  • 20+ presentations/workshops/seminars/panels dealing with lending, borrowing, and reporting

  • 1 book authored and published (“A Guide to Financial Reporting for Borrowers”)

  • 1 National Award won for the best article on commercial finance (“Identifying Problem Loans in the Formulation Stage”)

  • 2 degrees-BA in Economics from Albion College & an MBA from Wake Forest University

  • 8+ years serving on the prestigious Financial Advisory Panel for CARF International headquartered in Washington, D. C.

  • 2+ years serving on the Risk Management Association Healthcare Steering Committee

  • 3+ years teaching Junior Achievement

  • 2+ years teaching “Fundamentals of Financial Analysis” for the Robert Morris Association

  • 50+ years of poor golfing (but always trying to improve)

  • 43 years married to my college sweetheart where we live near Grand Rapids, Michigan

  • 2 children

  • 2 grandchildren

  • 1 cream labrador retriever

  • 1 shelter rescued hybrid (commonly referred to as a mutt)

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